1. 按揭保險計劃保費(適合於物業價值 $600 萬或以下,舊按保情況,未有物業)

持按保公司保障
貸款範圍
按揭年期一次付清保費
(佔貸款額 %)
60% – 80%101.15%
60% – 80%151.50%
60% – 80%201.85%
60% – 80%252.00%
60% – 80%302.15%
60% – 85%101.80%
60% – 85%152.28%
60% – 85%202.68%
60% – 85%252.95%
60% – 85%303.05%
60% – 90%102.60%
60% – 90%153.18%
60% – 90%203.75%
60% – 90%254.10%
60% – 90%304.35%

2. 按揭保險計劃保費(適合於物業價值 $1,200 萬或以下,新按保情況,未有物業)

持按保公司保障
貸款範圍
按揭年期一次付清保費
(佔貸款額 %)
60% – 80%101.32%
60% – 80%151.73%
60% – 80%202.13%
60% – 80%252.30%
60% – 80%302.47%
60% – 85%102.07%
60% – 85%152.62%
60% – 85%203.08%
60% – 85%253.39%
60% – 85%303.51%
60% – 90%102.99%
60% – 90%153.66%
60% – 90%204.31%
60% – 90%254.72%
60% – 90%305.00%

2. 按揭保險計劃保費(適合於物業價值 $1,200-$1,920 萬)

持按保公司保障
貸款範圍
按揭年期一次付清保費
(佔貸款額 %)
40% – 50%100.31%
40% – 50%150.44%
40% – 50%200.59%
40% – 50%250.70%
40% – 50%300.80%
40% – 60%100.75%
40% – 60%151.04%
40% – 60%201.38%
40% – 60%251.61%
40% – 60%301.84%
40% – 70%101.04%
40% – 70%151.44%
40% – 70%201.78%
40% – 70%252.01%
40% – 70%302.24%
40% – 80%101.38%
40% – 80%151.93%
40% – 80%202.36%
40% – 80%252.62%
40% – 80%302.82%
以上資料只供參考,並以稅務局公佈的最新資料作準。若因資料錯漏而引致任何不便或損失, 本網慨不負責。如對該資料有任何意見或銀行職員想提供資訊,歡迎通知我們。